Virginia: If you have a car insurance policy, this is the easiest way to try to cut your rate in half

This is the trick your auto insurer does not want you to know. Out of all 246 insurers, we found that if you are over 25 years old, you are in at least one of 4 age brackets that will give you an extremely high discount. Also, there is a select group of insurers that will give a discount for zero DUIs.

Our rule to find the lowest rate is simple. To get the biggest savings, compare rates from our vast network of agents (in your area).

  • During February -- 8,152 U.S. drivers have trusted this to get extreme insurance discounts
  • By finding the right insurer, the average driver may save hundreds of dollars a year
  • Consumer Fed has warned that 45% of major insurers unfairly hike up loyal customers’ rates just to maximize profits – insurers call it “price optimization.” -- Compare below and keep your insurer honest.

1 What is your zipcode?

2 What is your birth date?
/ /  Ex: 01/31/1970

3 Have you had a DUI in the past 3 years?


4 Who is your current insurer?


Get discounts in your zipcode from VA-licensed insurers
67% of respondents that shopped in the past year said they obtained quotes online. And, most shoppers got 2-3 quotes.
(ComScore Auto Insurance Shopping Report)


Virginia - There is a way to outsmart your auto insurer -- and cut your rate by as much as hundreds of dollars a year.

That's what many of our readers have done so far. Here's exactly how you can drastically lower your rates as well...

Have you seen any of the recent car insurance commercials? Specifically, the ones that claim that if you switch to them, they’ll save you an astonishing $500.00 or more – every year.

Well, if they all claim to save you that much… are those savings really possible with every insurer? Absolutely not! Every insurer is different. They each give different savings depending on unique factors.

For example, any insurer may give you a discount on the following:

  1. If you haven’t been in a car accident in the last 3 years
  2. If you are over 25 years of age
  3. If you drive less than 40 miles per day
  4. If your car has air bags
  5. Even if you haven’t had a DUI, many insurers give you a discount for something that simple.

The fact is: auto insurers give different discounts depending on your situation.

Now, how do you know exactly which insurer will give you the best rate and discounts you need? There's one way to find them. It's by comparing many of their rates quickly.

That’s why our car insurance comparison has become so popular. First, answer 4 questions above. You'll confirm this after clicking "Compare Your New Rates."

Next, complete just two easy steps – this will take about 30 seconds.

Select your primary driving vehicle. Vehicles that have safety devices (such as an alarm or airbags) – often get big discounts on their premium.

Last step is to just complete the contact page. Then, you’ll get free quotes from multiple insurers in your area. This way, you can pick the policy and rate that best fits you. In this case, those $500 or so savings may actually be possible. Enter your zipcode, birth date, and if you've had a DUI, to try it.

Discount Drivers shows how safe drivers are considered low risk to certain insurers. Comparing as many insurance rates as possible is an almost certain guarantee to get the lowest rate.

Many insurance companies see DUI drivers as extremely high risk. Some of these insurers have decided to reward good drivers that do not have a DUI with highly discounted rates.