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If You Have a Car Insurance Policy, This is the Easiest Way to Try to Cut Your Rate in Half

Closely inspect your insurance bill before you pay it.
July 2, 2018

Two shocking studies prove that insured drivers have significantly overpaid. This is the trick your auto insurer does not want you to know.

Survey of 1,000 zipcodes shows that the average driver may save $859.00 a year by finding the right insurer. During June -- 612 U.S. drivers have trusted this to get extreme insurance discounts.

After much research and feedback, we've posted the following list of discounts that may very well help you find a winning insurance company. Without this guide, many of these discounts are difficult to find online, but please contact us if we've missed any discounts or if they've changed. Find our top 6 below (and how to save the most with them on the bottom of this page).

We've been able to find 246 insurers, but we found just 7 that will give you an extremely high discount if you drive less than 25 miles per day.

Next, to max out your savings, this brings us to driving record discounts.

There are a few insurers that will give a discount for no traffic tickets within 3 years. Secondly, having no car accidents in the last 3 years shows to an insurer that you're skilled at avoiding accidents and your care while driving.

Additionally, if you live in a qualified postal code or neighborhood without a lot of thefts, you can save even more. Has your agent told you these discounts?

There are 246 auto insurers -- Which insurer will give you the best rate?

Consumer Fed has warned that 45% of major insurers unfairly hike up loyal customers’ rates just to maximize profits – insurers call it “price optimization.” This means your insurer will keep barely increasing your rate so it's statistically unlikely that you'll leave – this way your insurer makes a higher profit. The rule to fight back is simple. To get the biggest savings, compare discounted rates from a vast network of insurers (that are licensed in your area).

Step 1) Choose your driver and mileage discounts below.

Step 2) After you've entered your zipcode and complete the 60 second questionnaire, you'll have the opportunity compare the best rates in your area to possibly save hundreds per year.

  • 1 Have you had a DUI?
  • 2 What is your daily mileage?
     OK to estimate
  • 3 What is your zipcode?
Get discounts in your zipcode from licensed insurers

71% of respondents that shopped said they obtained quotes online. Most shoppers got 2-3 quotes.

(ComScore Auto Insurance Shopping Reports)

 

Select your car for special discounts

  • BMW
  • buick
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& 25 Others

Discount Drivers shows how safe drivers are considered low risk to certain insurers. Comparing as many insurance rates as possible is an almost certain guarantee to get the lowest rate.

Many insurance companies see DUI drivers as a huge financial risk. Some of these insurers have decided to reward good drivers (without a DUI) with highly discounted rates.

Select your car for special discounts
  • BMW
  • buick
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&25 Others

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