This is the trick your auto insurer does not want you to know. Out of all 246 insurers, we found just 7 that will give you an extremely high discount if you drive less than 25 miles per day. Also, there is a select group of insurers that will give a discount for zero DUIs.
That's what many of our readers have done so far. Here's exactly how you can drastically lower your rates as well...
Have you seen any of the recent car insurance commercials? Specifically, the ones that claim that if you switch to them, they’ll save you an astonishing $500.00 or more – every year.
Well, if they all claim to save you that much… are those savings really possible with every insurer? Absolutely not! Every insurer is different. They each give different savings depending on unique factors.
For example, any insurer may give you a discount on the following:
The fact is: auto insurers give different discounts depending on your situation.
Now, how do you know exactly which insurer will give you the best rate and discounts you need? There's one way to find them. It's by comparing many of their rates quickly.
That’s why our car insurance comparison has become so popular. First, answer 4 questions above. You'll confirm this after clicking "See Your Discounts."
Next, complete just two easy steps – this will take about 60 seconds.
Select your primary driving vehicle. Vehicles that have safety devices (such as an alarm or airbags) – often get big discounts on their premium.
Last step is to just complete the contact page. Then, you’ll get free quotes from multiple insurers in your area. This way, you can pick the policy and rate that best fits you. In this case, those $500 or so savings may actually be possible. Enter your zipcode, mileage, and if you've had a DUI, to try it.
Discount Drivers shows how safe drivers are considered low risk to certain insurers. Comparing as many insurance rates as possible is an almost certain guarantee to get the lowest rate.
Many insurance companies see DUI drivers as a huge financial risk. Some of these insurers have decided to reward good drivers (without a DUI) with highly discounted rates.
*Source: SmartMoney on 01/27/09. 25 daily mileage discount calculation assumes
5-6 days per week commute or 7,500 miles per year of driving. There may also be a
discount for driving less than 12,500 miles annually (or 50 miles per day for 4-5 days per week).
Source: Insure on 06/05/15. It was found that 7+ major insurers give a discount for a commute
distance of less than 15 miles.
Source: ComScore on 02/07/14. 2013 Auto Insurance Shopping Report stated
that 67% of respondents got quotes online. Shoppers typically got 2-3 quotes.
Source: USA.gov on 05/30/12. ConsumerDaily is not affiliated with this site, but USA.gov
states: "...get several quotes from insurance companies. It may save you hundreds of dollars a year."
Source: ConsumerFed on 09/09/14. Many insurers use "Price Optimization (PO), a practice where
premiums are set based on the maximum amount a consumer is willing to pay..."
Source: DFS NY on 9/26/14. Updated (from 2012 version), some insurers are mentioned that give discounts for
anti-lock brakes, day-time running lights, air bags, and accident-free drivers (may vary by state).