If You Have a Car Insurance Policy, This is a Simple Way the Average Driver May Cut Their Rate By $536 a Year
Closely inspect your insurance bill before you pay it.
Because 260 million US drivers need insurance, it's no surprise this startup is being used by millions. In December, many drivers used this startup to potentially claim extreme insurance discounts.
After much research and feedback, here is a list of the potential discounts. Following these steps may save the average driver up to $536.00 a year.
First, there's a little known rule to getting a low annual mileage discount. Those that use their car less 25 miles a day often qualify for these savings, but you must be with the correct insurer.
Next, to max out your savings, you'll want to claim specific driving record discounts. There are a few insurers that will give a discount for no traffic tickets within 3 years. Secondly, having no car accidents in the last 3 years shows an insurer that you're skilled at avoiding accidents and your care while driving.
If you are at least 25 years old, you could get a large discount. Furthermore, if you're over 39 or 55, you'll likely get another discount. Those over 55 often get extra savings because they may get a retirement or "pleasure use" discount.
Additionally, if you live in a qualified postal code or neighborhood with minimal thefts, you may save even more.
What's the next step for safe drivers? The rule to win and get fair quotes is simple. To get big savings, compare discounted rates from a vast network of insurers (licensed in your area).
Now, this exciting tool has gained popularity. It's an independent comparison shopping marketplace. In 2017, the parent company of this project was listed on Inc. 5000 as one of fastest growing companies. Clearly, customers are using them and finding what they're looking for – lower quotes.
Even if you compared quotes recently, most services leave insurers unchecked. You may feel you have a low rate, but if you could shave off another hundred or two, what could you do with those savings?
There are more than 7,000 auto insurance agents – Which one will give you the best rate?
Step 1) Select your state.
Step 2) After you've entered your zipcode and complete the 4 minute questionnaire, you'll have the opportunity compare the best rates in your area.
Step 3) Keep more money and possibly save hundreds!
Search for discounts in your zipcode from licensed insurers
Drivers paying $837 for 6 months to their current insurer could find new rates as low as $378 for 6 months.