If You Have a Car Insurance Policy, This is the Easiest Way to Try to Cut Your Rate in Half
Closely inspect your insurance bill before you pay it.
Two shocking studies prove that insured drivers have significantly overpaid. This is the trick your auto insurer does not want you to know.
After much research and feedback, here is a list of the potential discounts. Following these steps may save the average driver hundreds. In fact, a survey of 1,000 zipcodes found that the average driver may save $859.00 a year by finding the right insurer. What you're about to see has been used by many drivers in June to look for extreme insurance discounts.
First, there's a little known rule to getting a low annual mileage discount. Those that use their car less 25 miles a day often qualify for these savings, but you must be with the correct insurer.
Next, to max out your savings, this brings us to driving record discounts. There are a few insurers that will give a discount for no traffic tickets within 3 years. Secondly, having no car accidents in the last 3 years shows to an insurer that you're skilled at avoiding accidents and your care while driving.
Additionally, where you park your car matters. If you live in a qualified postal code or neighborhood without a lot of thefts, you may save even more.
Here's another big finding that's unknown to many drivers. Consumer Fed has warned that 45% of major insurers unfairly hike up loyal customers’ rates just to maximize profits – insurers call it “price optimization.” This means your insurer will keep barely increasing your rate so it's statistically unlikely that you'll leave – this way your insurer makes a higher profit. The rule to fight back is simple. To get the biggest savings, compare discounted rates from a vast network of insurers (that are licensed in your area).
There are 246 auto insurers. Which insurer will give you the best rate?
Step 1) Select your state.
Step 2) After you've entered your zipcode and complete the 60 second questionnaire, you'll have the opportunity compare the best rates in your area.
Step 3) Keep more money and possibly save hundreds!
Get discounts in your zipcode from licensed insurers
71% of respondents that shopped said they obtained quotes online. Most shoppers got 2-3 quotes. (ComScore Auto Insurance Shopping Reports)