If You Have a Car Insurance Policy, This is a Simple Way the Average Driver May Cut Their Rate By Hundreds a Year

Because 260 million US drivers need insurance, it's no surprise this startup is being used by millions. In May, many drivers used this startup to potentially claim extreme insurance discounts.

After much research and feedback, here is a list of the potential discounts. Following these steps may save the average driver hundreds per year.

First, there's a little known rule to getting a low annual mileage discount. Those that use their car less 25 miles a day often qualify for these savings, but you must be with the correct insurer.

Next, to max out your savings, you'll want to claim specific driving record discounts. There are a few insurers that will give a discount for no traffic tickets within 3 years. Secondly, having no car accidents in the last 3 years shows an insurer that you're skilled at avoiding accidents and your care while driving.

If you are at least 25 years old, you could get a large discount. Furthermore, if you're over 39 or 55, you'll likely get another discount. Those over 55 often get extra savings because they may get a retirement or "pleasure use" discount.

Additionally, if you live in a qualified postal code or neighborhood with minimal thefts, you may save even more.

Not everyone claims these discounts – here's why. Being loyal to your insurer makes you feel like you probably have the best deal. But sadly, your loyalty is one-sided. It’s well known in the industry that new customers often get better rates to get them to change insurers.

What's the next step for safe drivers? Unknown to many drivers, agents make commission from your premiums. The higher your current rate, the more the agent receives. The rule to beat this system and get fair quotes is simple. To get the biggest savings, compare discounted rates from a vast network of insurers (licensed in your area).

Even if you compared quotes recently, most services leave insurers unchecked. You may feel you have a low rate, but if you could shave off another hundred or two, what could you do with those savings?

There are 246 auto insurers – Which insurer will give you the best rate?

Step 1) Select your state.
Step 2) After you've entered your zipcode and complete the 4 minute questionnaire, you'll have the opportunity compare the best rates in your area.
Step 3) Keep more money and possibly save hundreds!