The Two Surprising Truths Every Modern Car Owner Must Know Before They Renew Their Policy

Closely inspect your insurance bill before you pay it.

Because 260 million US drivers need insurance, it's no surprise this startup is being used by millions. In February, many drivers used this startup to potentially claim extreme insurance discounts.

After much research and feedback, here is a list of the potential discounts. Following these steps may save the average driver hundreds. In fact, an independent survey of 40,000 policyholders found that those who switched car insurers reported an average savings of $461 per year.

First, if your car has anti-lock brakes, day-time running lights, or air bags – you may qualify for a discount. If you qualify for 2 or 3 of these discounts, the savings are often significant.

Next, to max out your savings, you'll want to claim specific driving record discounts. There are a few insurers that often give a discount for no traffic tickets within 3 years. Secondly, having no car accidents in the last 3 years shows an insurer that you're skilled at avoiding accidents and your care while driving.

Additionally, if you live in a qualified postal code or neighborhood with minimal thefts, you may save even more.

Not everyone claims these discounts – here's why. First, being loyal to your insurer makes you feel like you probably have the best deal. But, it’s well known in the industry that new customers often get better rates to get them to change insurers.

What's the next step? You are not locked into your policy. Even if you've already paid, you can cancel at any time and get virtually all of the unused balance back. Did your premium increase at all in the last 6 months? Following one play gets you fair quotes: Compare new discounted rates from a vast network of insurers licensed where you live.

Even if you compared quotes recently, most services leave insurers unchecked. You may feel you have a low rate, but if you could shave off another hundred or two, what could you do with those savings?

There are 246 auto insurers – Which insurer will give you the best rate?

Step 1) Select your state.
Step 2) After you've entered your zipcode and complete the quick questionnaire, you'll have the opportunity compare the best rates in your area.
Step 3) Keep more money and possibly save hundreds!