Two shocking studies prove that insured drivers have significantly overpaid. This is the trick your auto insurer does not want you to know.
If your car has anti-lock brakes, day-time running lights, or air bags – you qualify for a discount. If you qualify for 2 or 3 of these discounts, the savings are extremely high. Also, there are a few insurers that will give a discount for no recent tickets and if you live in a qualified zipcode. Has your agent told you these discounts?
Consumer Fed has warned that 45% of major insurers unfairly hike up loyal customers’ rates just to maximize profits – insurers call it “price optimization.” This means your insurer will keep barely increasing your rate so it's statistically unlikely that you'll leave – this way your insurer makes a higher profit. The rule to fight back is simple. To get the biggest savings, compare discounted rates from a vast network of insurers (that are licensed in your area).
Recent survey of 1,000 zipcodes shows that the average driver may save $859.00 a year by finding the right insurer. During May -- 2,177 U.S. drivers have trusted this to get extreme insurance discounts.
Step 1) Choose your driver and car insurance discounts below.
Step 2) After you've entered your zipcode and complete the 60 second questionnaire, you'll have the opportunity compare the best rates in your area to possibly save hundreds per year.
71% of respondents that shopped said they obtained quotes online. Most shoppers got 2-3 quotes.(ComScore Auto Insurance Shopping Reports)
Discount Drivers shows how safe drivers are considered low risk to certain insurers. Comparing as many insurance rates as possible is an almost certain guarantee to get the lowest rate.
Many insurance companies see older cars without these safety features as a huge financial risk. Several insurers have decided to reward safe cars and good drivers (without a DUI) with extremely discounted rates.