New policy for drivers with no tickets since April 2014

California: Why Did No One Tell Modern Car Owners This New Policy?

Closely inspect your insurance bill before you pay it.
Updated January 9, 2018

Two shocking reports show that insured Canadian drivers have significantly overpaid. This is the trick your auto insurer does not want you to know.

In a study from Consumers’ Association of Canada, those paying the average rate may save $567.07 a year by finding the right insurer. During December – 7,358 Canadian drivers have trusted this simple process to get extreme insurance discounts.

We've found several discounts that may very well help you find a winning insurance company. There are a few insurers that will give a discount for no traffic tickets within 3 years. Secondly, having no car accidents in the last 6 years shows to an insurer that you're skilled at avoiding accidents and your care while driving.

Next, to max out your savings, this brings us to vehicle discounts.

If your car has anti-lock brakes, a factory-installed alarm, or air bags – you qualify for a discount. If you qualify for 2 or 3 of these discounts, the savings may be extremely high. If an insurance company believes your car is LESS likely to be in an accident, they'll give you big a discount because you have anti-lock brakes. It's the same thing if you have a car alarm or theft-deterrent features because they're now less likely to have to replace your vehicle.

If you live in a qualified postal code or neighborhood without a lot of thefts, you can save even more. Has your agent told you these discounts?

Select your car for insurance discounts

Consumer watchdog groups have warned that most major insurers unfairly hike up loyal customers’ rates just to maximize profits – insurers call it “price optimization.” This means your insurer goes through your shopping data and whether or not you're loyal customer of certain companies. Based on their results, they'll give you the highest rate they think you'll spend. Depending on the local laws, insurers are allowed to change their rates every 3 months. You never know when they will randomly increase your rates (at least, this is what it seems to be).

The rule to fight back is simple. To get the biggest savings, compare discounted rates from a vast network of insurers that are licensed in your area and provide some of the savings below.

There are dozens of auto insurers – Which insurer will give you the best rate?

Step 1) Choose your driver and car insurance discounts below.

Step 2) On the next page, select an insurance category. Then, instantly choose a result. Compare low rates in your area to possibly save hundreds every year.

  • 1 Select all that your vehicle has:
  • 2 Select all that apply to you, the driver:
  • 3 Confirm your province:

Discount Drivers shows how safe drivers are considered low risk to certain insurers. Comparing as many insurance rates as possible is an almost certain guarantee to get the lowest rate.

Many insurance companies see drivers as a huge financial risk. Some of these insurers have decided to reward good drivers (without a recent ticket) and safe cars with highly discounted rates.