So, you got in a car accident – what next? It can be extremely overwhelming and knowing what to do can fade into the background of everything that just happened.
There are certain steps you have to take after a car accident to ensure safety, follow the law and start the claim process. After the unfortunate event of a car accident, here is what you need to do.
1. Check yourself for injuries.
Make sure you’re ok. If you’re visibly injured, called 911 or ask someone else to. Try not to move if you are seriously injured and wait to medical help.
2. Check on your passengers.
If you’re okay, make sure you check on those who were in the car with you. If someone is seriously hurt, call 911 or ask someone else to. Encourage them not to move until medical personnel has arrived.
3. Get away from the scene.
You want to get far from the crash. If you are not injured, walk off the road to safety. Hopefully you’re car isn’t too damaged to drive, drive it to the side of the road away from traffic. In the event that it’s too damaged, leave it there and walk away from the road.
4. Call 911.
This is a very important step. Whether it is a minor collision or a major accident, you need to notify the police. In some states it’s even legally required. The officers will fill out a report and document the scene. Then, usually when you file a claim with your insurance, they will ask you for the police report.
5. Wait for help.
Turn your car off and turn your hazard lights on to warn oncoming traffic.
6. Exchange your information.
Next, you will need the following from the other person involved in the incident:
It’s important not to exchange fault when exchanging information. You should only talk about the accident with the police, medical professionals and your insurance representative.
7. Document the accident.
8. Notify your insurance company.
You may want to contact your insurer at the scene of the accident so they can tell you exactly what they will need and what you need to do.
Car accidents can be scary and knowing what to do can seem intimidating. It’s important to keep calm. Follow these 8 steps will help guide you in what to do in the unfortunate event of a car accident.
There are dozens of auto insurers – Which one will give you the best rate?
Step 1) Choose your vehicle make below.
Step 2) On the next page, complete the 4 minute questionnaire, and you'll have the opportunity compare the best rates in your area.
Step 3) Keep more money and possibly save hundreds!