14 Auto Insurance Discounts All New Yorkers Must Know About

In this article we’ll be working within a compendium of discounts from New York state, among all car insurance companies available. We will list whom does support a particular discount. The insurance companies we are covering in this are as follows:

Adirondack Insurance Exchange

AIG

Allmerica Financial Alliance Insurance

Allstate Fire and Casualty

Allstate Insurance

Amica

Chubb

Erie Insurance

Esurance

GEICO

GEICO Indemnity

Hartford Underwriters Insurance

Kemper Independence Insurance

Liberty Mutual Fire Insurance

Liberty Mutual

MAPFRE of New York

Metropolitan Casualty Insurance

Metropolitan Group Property and Casualty Insurance

Mid-Century Insurance

National General Insurance Online

Nationwide Affinity

Nationwide Mutual

New York Central Mutual Fire Insurance

Preferred Mutual Insurance

Progressive Advanced

Progressive Casualty

State Farm Fire and Casualty

State Farm Mutual Automobile Insurance

Travelers Home and Marine Insurance

Travelers Personal Insurance

USAA

USAA Casualty Insurance

Utica National Insurance Company of Texas

Accident Free Discounts or Rebates

Adirondack Insurance Exchange

AIG

Allstate Fire and Casualty

Allstate Insurance

Erie Insurance

GEICO

GEICO Indemnity

Liberty Mutual Fire Insurance

Metropolitan Casualty Insurance

Metropolitan Group Property and Casualty Insurance

Mid-Century Insurance

Nationwide Affinity

Progressive Advanced

Progressive Casualty

State Farm Mutual Automobile Insurance

Travelers Personal Insurance

USAA

USAA Casualty Insurance

Utica National Insurance Company of Texas

Accident Prevention Schooling Discounts

All of our listed insurance agencies offer this discount, though percentages may vary. Check with your agent to find out more.

Car Alarm Discount

Adirondack Insurance Exchange

AIG

Allmerica Financial Alliance Insurance

Allstate Fire and Casualty

Allstate Insurance

Amica

Chubb

Erie Insurance

Esurance

GEICO

GEICO Indemnity

Hartford Underwriters Insurance

Kemper Independence Insurance

Liberty Mutual Fire Insurance

Liberty Mutual

MAPFRE of New York

Nationwide Affinity

Nationwide Mutual

New York Central Mutual Fire Insurance

Preferred Mutual Insurance

Progressive Advanced

Progressive Casualty

State Farm Fire and Casualty

State Farm Mutual Automobile Insurance

Travelers Home and Marine Insurance

Travelers Personal Insurance

USAA

USAA Casualty Insurance

Utica National Insurance Company of Texas

Active Disabling Device Discount

This discount is offered by all of the insurance companies listed here.

Passive Disabling Device Discount

This discount, too, is offered by all of the insurance companies listed here.

Electronic Tracking Device Discount (such as LoJack)

This discount is also offered by all insurance companies covered within this list.

Window Glass Etching Discount

This discount is offered by all insurance companies listed, however the discount varies incredibly per each business listed. Some offer 2%, others offer up to 15% discounts.

UBI (Usage Based Discount)

Allstate Fire and Casualty

Kemper Independence Insurance

Liberty Mutual

Nationwide Affinity

New York Central Mutual Fire Insurance

Progressive Advanced

Progressive Casualty

State Farm Fire and Casualty

State Farm Mutual Automobile Insurance

Factory Installed ABS (Anti-Lock Braking System) Discount

This discount is offered by all insurance companies on this list. It is a small percentage, but every little bit helps! The vast majority of vehicles have this feature these days, so be certain to mention it.

Factory Installed Day Time Running Lights (DRLs) Discount

Much like the ABS discount, this is also offered by the full list of competitors as of this writing. If there is a kill switch for these, the discount may not apply.

Multi-Car Discount

Adirondack Insurance Exchange

Allmerica Financial Alliance Insurance

Amica

County-Wide Insurance

Erie Insurance

Esurance

GEICO

GEICO Indemnity

Kemper Independence Insurance

Liberty Mutual Fire Insurance

Liberty Mutual

MAPFRE of New York

Metropolitan Casualty Insurance

Metropolitan Group Property and Casualty Insurance

Mid-Century Insurance

National General Insurance Online

Nationwide Affinity

Nationwide Mutual

New York Central Mutual Fire Insurance

Preferred Mutual Insurance

Progressive Advanced

Progressive Casualty

State Farm Fire and Casualty

State Farm Mutual Automobile Insurance

Travelers Personal Insurance

USAA

USAA Casualty Insurance

Utica National Insurance Company of Texas

Package Discount (such as Home Insurance and Vehicle Insurance policies held with the same company)

Adirondack Insurance Exchange

Allmerica Financial Alliance Insurance

Allstate Fire and Casualty

Allstate Insurance

Amica

Chubb

Erie Insurance

Esurance

GEICO

GEICO Indemnity

Hartford Underwriters Insurance

Kemper Independence Insurance

Liberty Mutual Fire Insurance

Liberty Mutual

MAPFRE of New York

Metropolitan Casualty Insurance

Metropolitan Group Property and Casualty Insurance

Mid-Century Insurance

National General Insurance Online

Nationwide Affinity

Nationwide Mutual

New York Central Mutual Fire Insurance

Preferred Mutual Insurance

Progressive Advanced

Progressive Casualty

State Farm Fire and Casualty

State Farm Mutual Automobile Insurance

Travelers Home and Marine Insurance

Travelers Personal Insurance

Utica National Insurance Company of Texas

Passive Restraint System Discount

All listed insurance companies offer this discount. It is very rare for modern vehicles to not apply for this discount.

Senior Citizen or Retired Discount Rate

Allstate Insurance

Erie Insurance

Liberty Mutual General Insurance

Preferred Mutual Insurance

Collision Avoidance System Discount

AIG

Amica Mutual Insurance

Liberty Mutual General Insurance

Renewal Discount

Erie Insurance

MAPFRE Insurance Company of New York

Miscellaneous

Promotions run constantly when trying to encourage drivers to purchase a policy within a company. This means that any of these may turn up at any time. Check with your insurance company for more details.

Good Student Discount

Resident Student Discount

Homeowner Discount

Hybrid/Electric Discount

Student Out of State

Family Composition Discount

Driver Training Credit

Payment Plan Discount

Military Discount

Continuous Discount

Employee Discount

Occasional Operator Discount

New Vehicle Discount

Pre-Payment Discount

Automatic Payment Plan

Safe Driver Discount

New Household Discount

Paperless Billing Discount

EFT Discount

Good Hands People Discount (charity discount)

Expense Savings Discount

Age 50 and Over Discount

Youthful Driver Discount

Economy Car Discount

Reduced Usage Discount

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